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Insurance

Life, health, motor, travel, home and general cover — compared like-for-like within each kind. Premiums are indicative until a licensed partner confirms.

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Prices marked Indicative are estimates from the catalogue. The exact figure is confirmed by the provider before you pay — insurance is issued only via a licensed distribution partner.

1

HDFC Ergo Optima Secure

DemoCheck eligibility
  • CSR 98.5%
  • 13000 network hospitals
  • SI ₹500000
  • Waiting periods apply before certain claims are payable — review policy wording
  • 3 exclusion(s) apply — review policy wording
  • Indicative premium — purchase via licensed partner (redirect/lead only)
Indicative premium / yr
₹4,720 /yr
Indicative
Why this rank — score 83/100Commission excluded from ranking
SuitabilityPriceBenefitsEligibilityProvider
2

ICICI Lombard Health Shield

DemoCheck eligibility
  • CSR 92%
  • 9500 network hospitals
  • SI ₹500000
  • Waiting periods apply before certain claims are payable — review policy wording
  • 3 exclusion(s) apply — review policy wording
  • Indicative premium — purchase via licensed partner (redirect/lead only)
Indicative premium / yr
₹4,130 /yr
Indicative
Why this rank — score 81/100Commission excluded from ranking
SuitabilityPriceBenefitsEligibilityProvider
3

Star Health Comprehensive

DemoCheck eligibility
  • CSR 90%
  • 14000 network hospitals
  • SI ₹500000
  • Waiting periods apply before certain claims are payable — review policy wording
  • 3 exclusion(s) apply — review policy wording
  • Indicative premium — purchase via licensed partner (redirect/lead only)
Indicative premium / yr
₹5,310 /yr
Indicative
Why this rank — score 78/100Commission excluded from ranking
SuitabilityPriceBenefitsEligibilityProvider
4
  • CSR 88%
  • 9000 network hospitals
  • SI ₹500000
  • Waiting periods apply before certain claims are payable — review policy wording
  • 3 exclusion(s) apply — review policy wording
  • Indicative premium — purchase via licensed partner (redirect/lead only)
Indicative premium / yr
₹10,620 /yr
Indicative
Why this rank — score 74/100Commission excluded from ranking
SuitabilityPriceBenefitsEligibilityProvider
5

Star Health Super Top-up

DemoCheck eligibility
  • CSR 90%
  • 14000 network hospitals
  • SI ₹500000
  • Waiting periods apply before certain claims are payable — review policy wording
  • 3 exclusion(s) apply — review policy wording
  • Deductible ₹500000 applies
  • Indicative premium — purchase via licensed partner (redirect/lead only)
Indicative premium / yr
₹2,360 /yr
Indicative
Why this rank — score 71/100Commission excluded from ranking
SuitabilityPriceBenefitsEligibilityProvider